Simulation in TEMOSSimulation is a module of TEMOS to ensure security. It can simultaneously be used as marketing tool, too. On one side the whole credit portfolio can be simulated with a broad variety of scenarios. This assists management in efficiently limiting risks over the whole credit book. On the other hand the module provides portfolio previews (offers) for potential clients that are in sync with the banks policies. These offers are including standard and/or special advance rates / market prices as well as all kinds of credit lines and risk exposures. With the simulation tool a high level of customized risk judgement and client oriented transition of credit policy is enabled. 
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